:root{--navy: #14213d;--navy-2: #1f3260;--gold: #d4a537;--gold-soft: #f6ecd2;--bg: #f5f6f8;--fg: #14213d;--muted: #556079;--card: #ffffff;--line: #d9dde5;--accent: #14213d;--warn: #9a3412;color-scheme:light}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--fg);font:17px/1.65 system-ui,-apple-system,Apple SD Gothic Neo,Noto Sans KR,sans-serif}.container{max-width:680px;margin:0 auto;padding:20px 16px}.site-header{background:var(--navy);color:#fff}.site-header .container{padding-top:28px;padding-bottom:24px}.eyebrow{margin:0;color:var(--gold);font-size:.8rem;font-weight:700;letter-spacing:.14em}h1{font-size:1.8rem;margin:4px 0;line-height:1.3}.lead{margin:0 0 8px;font-size:1.05rem;color:#e6e9f0}.note{margin:0;font-size:.88rem;color:#b9c1d3}.panel{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:18px 16px;margin-top:16px}.panel h2{font-size:1.25rem;margin:0 0 8px}.step{color:var(--gold);margin-right:4px}fieldset{border:0;padding:0;margin:14px 0 0;min-width:0}legend{font-weight:700;padding:0;margin-bottom:6px}.hint{font-weight:400;color:var(--muted);font-size:.88rem}.small{font-size:.88rem;color:var(--muted)}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}label{display:block;font-weight:600;margin:14px 0 6px}input[type=text],input[type=number],textarea{font:inherit;width:100%;min-height:48px;padding:10px 12px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--fg)}fieldset input[type=text]{margin-bottom:8px}textarea{min-height:0;resize:vertical;font-size:.95rem}input:focus-visible,textarea:focus-visible,button:focus-visible{outline:3px solid var(--gold);outline-offset:2px}.domain-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px}.chip{margin:0;display:flex;align-items:center;gap:8px;min-height:52px;padding:8px 12px;border:1px solid var(--line);border-radius:10px;font-weight:600;font-size:.95rem;cursor:pointer}.chip:has(input:checked){border-color:var(--navy);background:var(--navy);color:#fff}.chip:has(input:focus-visible){outline:3px solid var(--gold);outline-offset:2px}.chip input{accent-color:var(--gold);width:18px;height:18px;flex:none}.module-list{display:grid;gap:8px}.module-card{margin:0;display:flex;gap:12px;align-items:flex-start;padding:12px 14px;border:1px solid var(--line);border-radius:12px;cursor:pointer;font-weight:400}.module-card:has(input:checked){border-color:var(--gold);background:var(--gold-soft)}.module-card:has(input:disabled){cursor:not-allowed}.module-card input{width:22px;height:22px;margin-top:3px;flex:none;accent-color:var(--navy)}.module-body{display:grid;gap:2px}.module-type{font-size:.8rem;font-weight:700;color:var(--navy-2);letter-spacing:.04em}.grid-2{display:grid;grid-template-columns:1fr;gap:0 12px}@media(min-width:520px){.grid-2{grid-template-columns:1fr 1fr}}.radio{display:flex;align-items:center;gap:10px;margin:6px 0;min-height:44px;font-weight:500;cursor:pointer}.radio input{width:20px;height:20px;accent-color:var(--navy)}.headline-fee{margin-top:18px;padding:14px 16px;border-radius:12px;background:var(--navy);color:#fff;display:flex;justify-content:space-between;align-items:baseline;gap:8px}.headline-fee .small{color:#c8cfdd}.headline-fee strong{font-size:1.9rem;color:var(--gold)}.result-table{width:100%;border-collapse:collapse;margin-top:12px;font-size:.97rem}.result-table caption{text-align:left;font-weight:700;padding:8px 0 4px}.result-table th,.result-table td{padding:9px 4px;border-bottom:1px solid var(--line);vertical-align:top}.result-table th{text-align:left;font-weight:500;color:var(--muted)}.result-table td{text-align:right;font-weight:600;font-variant-numeric:tabular-nums}.result-table tr.strong th,.result-table tr.strong td{color:var(--fg);font-weight:800}.warn{color:var(--warn);font-weight:600;background:#fff4ec;border-radius:8px;padding:10px 12px}.assumptions{margin:14px 0 0;padding-left:1.1rem}.profile-card{max-width:360px;margin:14px auto;padding:22px 20px;border-radius:18px;background:linear-gradient(160deg,var(--navy),var(--navy-2));color:#fff}.profile-card p{margin:0}.card-eyebrow{color:var(--gold);font-size:.75rem;font-weight:700;letter-spacing:.12em}.card-name{font-size:1.7rem;font-weight:800;margin-top:8px!important}.card-sub{color:#dbe0ea;font-size:.95rem}.card-domain{display:inline-block;margin-top:12px!important;padding:2px 10px;border-radius:999px;background:var(--gold);color:var(--navy);font-weight:700;font-size:.85rem}.card-modules{margin:12px 0;padding-left:1.1rem;font-size:.95rem}.card-fee{display:flex;flex-direction:column;border-top:1px solid rgba(255,255,255,.2);padding-top:10px;font-size:.9rem;color:#dbe0ea}.card-fee strong{color:var(--gold);font-size:1.4rem}.card-contact{margin-top:10px!important;font-weight:700}.actions{display:grid;gap:10px;grid-template-columns:1fr}@media(min-width:520px){.actions{grid-template-columns:1fr 1fr}}button{font:inherit;font-weight:700;width:100%;min-height:52px;padding:10px 14px;border-radius:10px;border:1px solid var(--navy);background:var(--navy);color:#fff;cursor:pointer}button.secondary{background:var(--gold);border-color:var(--gold);color:var(--navy)}button.ghost{background:transparent;color:var(--muted);border-color:var(--line);margin-top:16px}.status{min-height:1.5em;margin:8px 0 0;color:var(--navy-2);font-weight:600}.site-footer p{margin:6px 0}.proposal{display:none}.offers{margin-top:1.5rem;padding:1rem;border:1px solid var(--line);border-radius:8px}.offers h2{font-size:1rem;margin:0 0 .5rem}.offers ul{margin:0;padding-left:1.2rem}@media print{@page{size:A4;margin:14mm 16mm}body{background:#fff;color:#000;font-size:10.5pt;line-height:1.5}.no-print,.vf-contact,.offers{display:none!important}.proposal{display:block}.pp-head{border-bottom:2pt solid var(--navy);padding-bottom:6pt;margin-bottom:4pt}.pp-eyebrow{margin:0;color:#8a6a1c;font-weight:700;letter-spacing:.1em;font-size:9pt}.proposal h1{font-size:20pt;margin:2pt 0;color:var(--navy)}.proposal h2{font-size:11.5pt;margin:10pt 0 4pt;color:var(--navy);border-left:3pt solid var(--gold);padding-left:6pt}.proposal p{margin:2pt 0}.proposal ul{margin:0;padding-left:14pt}.proposal table{width:100%;border-collapse:collapse}.proposal th,.proposal td{border:.5pt solid #999;padding:3pt 5pt;text-align:left;vertical-align:top}.proposal thead th{background:#eef0f4}.proposal tbody th{width:38%;font-weight:500}.proposal tr.strong th,.proposal tr.strong td{font-weight:800}.pp-contact{font-weight:700;font-size:12pt}.pp-foot{margin-top:12pt;padding-top:6pt;border-top:.5pt solid #999;font-size:8pt;color:#333}.proposal table,.proposal tr{break-inside:avoid}}